Simplify payments, banking, loans, and more with Africa's most inclusive financial platform
Trusted by leading companies across Africa
One app that replaces your entire financial toolkit
Send to anyone, anywhere in Africa. Bank accounts, mobile money, or other Kowri users - all instant. Businesses can send bulk transfers to thousands at once.
Electricity, water, internet - all your utilities in one place. Schedule automatic payments and never miss a due date.
Revenue-based financing for businesses. Get working capital based on your sales, with flexible repayments that grow with you.
Turn any smartphone into a POS terminal. Accept card payments anywhere with our mobile point-of-sale.
Create instant payment links for your business. Share via WhatsApp, SMS, or email to get paid faster.
Personal and business QR codes for receiving payments. Works everywhere, no account details needed.
Track all transactions with detailed analytics. Download reports, view spending patterns, and manage your financial history.
We're not just another finance app. We're your financial partner.
256-bit encryption, biometric authentication, and real-time fraud monitoring protect every transaction.
Online, offline, USSD, voice commands - use Kowri however you want, wherever you are.
Send money in 2 seconds. Pay bills instantly. Get loan approval in minutes, not days.
Built by Africans who understand your needs. Local languages, local payments, local support.
"Kowri has made managing my money so simple - I can send money, pay all my bills, and even get a loan all in one app!"
"As a business owner, Kowri has transformed how I accept payments. My customers love the QR code option and I love the free insurance!"
"The voice command feature is amazing! I can transfer money even when I'm driving. Kowri truly thinks about all users."
Join 100,000+ users across Africa who trust Kowri for all their financial needs