Simplify Your Payments.
Grow Your Business.

Accept every major payment method and get paid securely – all with one platform. From mobile money to cards, turn any phone into a POS.

Kowri Business Dashboard
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Free Insurance for Your Business

Exclusive to Kowri merchants - protect your store against fire, floods, and theft at no extra cost.

Accept All Payments

Accept All Payment Methods

Mobile money, bank cards, cash deposits - accept payments from any customer, any device.

Instant Setup

Instant Setup

Get started in minutes with no coding required. Share your payment link immediately.

Smart Dashboard

Smart Dashboard

Track sales, view reports, and manage your business finances all in one place.

Everything Your Business Needs

One Platform, All Payments

Keep your business open to everyone. Let customers pay however they want - mobile wallets, cards, bank transfers - unified in a single dashboard.

  • πŸ“± Mobile Money - MTN, Vodafone, Orange, AirtelTigo
  • πŸ’³ All major cards - Visa, Mastercard, Amex
  • 🏦 Direct bank transfers from any bank
  • πŸ’΅ Cash deposits at agent locations
  • ⚑ Instant Kowri-to-Kowri transfers
  • πŸ”— Payment links for WhatsApp & social media
  • πŸ”² QR codes for in-store payments
  • πŸ“ž USSD payments on any phone
Start Accepting Payments
Payment Methods
Kowri mPOS Solutions

Transform Any Device into a POS Terminal

Accept card and mobile money payments anywhere with Kowri's flexible mPOS solutions. Turn your smartphone into a powerful POS or get dedicated hardware for high-volume businesses.

  • πŸ“± Mobile App POS - Works on any smartphone
  • πŸ’³ Accept all major cards - Visa, Mastercard, Amex
  • πŸ’° Process mobile money payments instantly
  • πŸ”΅ Seamless Bluetooth payments with Kdrop BLE readers
  • πŸ–₯️ Physical POS devices available
  • πŸ–¨οΈ Built-in receipt printing
Get Started with mPOS

Your Complete Business Dashboard

Kowri Business provides a robust back-office portal for merchants. Track all transactions in real time, monitor sales across different payment channels, and export financial reports.

  • πŸ“Š Real-time transaction monitoring
  • πŸ’° Consolidated sales reports
  • πŸ“ˆ Business performance insights
  • πŸ’³ Multi-channel payment tracking
  • πŸ“§ Instant payment notifications
  • πŸ’Ύ Export data for accounting
View Dashboard Demo
Business Dashboard
Healthcare Business Credit

Revenue-Based Financing for Healthcare

Through our partnership with MCF and other financial partners, healthcare businesses can access working capital based on their sales through Kowri. We lend based on your sales history - no traditional collateral required.

πŸ’Š Healthcare Sector Exclusive

This financing solution is currently available exclusively for pharmacies, clinics, and healthcare providers in select regions.

  • πŸ“ˆ Credit based on your Kowri transaction history
  • πŸ”„ Automatic repayment through daily sales
  • 🀝 Powered by trusted partners like MCF
  • ⚑ Quick approval within 24-48 hours
  • πŸ’° Working capital from GHS 5,000 to GHS 500,000
  • πŸ₯ Tailored for healthcare business needs
Learn About Eligibility

Kowri Protect - Free Business Insurance

One standout feature of Kowri Business is Kowri Protect – an embedded insurance coverage for merchants. Simply by using Kowri for transactions, your store or business assets are insured against losses from events like fire, floods, or burglary.

πŸ›‘οΈ Fire & Natural Disasters
πŸ”’ Theft & Burglary Protection
πŸ’° No Additional Cost
Get Free Insurance
Kowri Protect
Developer API

Developer-Friendly API

For businesses with existing websites or applications, Kowri offers a Merchant API that allows seamless integration of payment checkout. Integrate Kowri payments into your e-commerce site or app.

  • πŸ”§ Well-documented REST API
  • πŸ”’ Secure authentication
  • πŸš€ Easy integration
  • πŸ“ Code samples and guides
  • πŸ’¬ Dedicated developer support
View API Documentation

Reliable Settlements & Transparent Fees

Get predictable access to your funds with transparent, competitive transaction fees. Kowri ensures your settlements are processed efficiently according to local banking timelines.

πŸ’Έ Reliable Settlements

Regular, predictable transfers to your account based on your market's banking schedule

πŸ’° Competitive Fees

Low transaction rates designed to maximize your profits

πŸ“Š Transparent Pricing

Clear, upfront fees - know your costs before you transact

View Pricing Details
Fast Settlements

Trusted by Growing Businesses

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"Kowri has increased our monthly sales by 20%. Accepting mobile money from all providers means we don't lose customers anymore."

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"The dashboard saves me hours of accounting work each week. I can see all my sales in one place, whether it's cash, mobile money, or cards."

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"The free insurance is amazing. As a small business, knowing my inventory is protected gives me real peace of mind."

How to Get Started

1

Sign Up Online

Register your business in minutes. Just fill out our simple form with basic information.

2

Get Verified

Our team reviews your information and sets up your account quickly. Most approvals within 1 business day.

3

Start Accepting Payments

Receive your unique payment link, QR code, and USSD code. Start accepting payments immediately.

Frequently Asked Questions

What do I need to sign up?

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You'll need your business registration details, tax identification number, and contact information. The sign-up process typically takes less than 10 minutes.

How are fees structured?

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Kowri charges a small, transparent transaction fee. Rates vary by payment method. Contact us for detailed pricing information tailored to your business.

How fast do I get my money?

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Settlements typically occur within 24-48 hours. Funds are automatically transferred to your linked bank account or mobile money wallet.

Does my customer need the Kowri app to pay?

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No! Customers can pay using their mobile money accounts, bank cards, or cash. The payment link works with any payment method they have.

What is Kowri Protect?

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Kowri Protect is free insurance coverage for merchants using Kowri. It protects your business against fire, floods, theft, and burglary - at no extra cost to you.

Ready to Grow Your Business?

Join hundreds of businesses already using Kowri to accept payments and manage finances

Sign Up Free