Making Financial Services Accessible to Everyone, Everywhere in Africa

Johanna is a Ghanaian diplomat, lawyer, and governance leader. She is the Founder and President of the Heritage and Cultural Society of Africa (HACSA), a global organisation promoting African heritage, education, and cultural exchange. She holds an MPA from Harvard University, an LLM and LLB from the London School of Economics, and is a Barrister-at-Law of the Inner Temple and the Ghana Bar. She has served as Ghana's Ambassador to France and Portugal and as Permanent Delegate to UNESCO, bringing deep expertise in diplomacy, policy, and institutional leadership.

Araba is a corporate lawyer and governance professional with extensive experience in legal operations across Ghana and the UK. She serves as Director: Legal for Ghana & Guinea at AngloGold Ashanti, bringing strong expertise in governance, compliance, and complex transactions. She holds a BA (Hons) in Politics and International Studies from the University of Warwick and completed her legal training at BPP Law School in the UK.

GT is a strategy and operations professional with experience in finance and technology, currently working with Google in New York. He brings expertise in growth strategy, capital planning, and operational excellence to the Board. GT holds an MBA from Columbia Business School and a BA in Economics and Political Science from the University of British Columbia.

Claud leads the company's overall strategy, product innovation, and market expansion across Ghana, Côte d'Ivoire, and Namibia. He holds a BSc in Computer Science from Ashesi University and is an alumnus of the Stanford SEED Transformation Program.

An experienced finance professional (ACCA, MSc Development Finance) with over a decade in audit and financial management, including at KPMG. She oversees treasury, budgeting, forecasting, and investor reporting across the group.

A fintech and enterprise risk executive with an MBA from the African Leadership University and AML certification from ACAMS. Charles leads the group's risk management framework, regulatory compliance, and AML/CFT oversight across all markets.

Henry oversees Kowri's technology architecture, engineering operations, and product infrastructure across markets. An Ashesi University graduate and Stanford SEED alumnus, he focuses on platform scalability, reliability, and innovation.

Kofi is a software engineering leader with two decades of experience in system architecture, development, and engineering operations. He oversees Kowri's core engineering functions, driving performance, scalability, and reliability across all technology platforms.

Kingsley is a product leader with expertise in product strategy, UX, and user research. He leads product development and experience design, ensuring Kowri's solutions meet user needs and business objectives across diverse markets.

Araba is a certified Scrum Master (PSM I) and experienced project leader with a strong background in technology and cross-functional delivery. She manages product delivery and agile processes, ensuring efficiency and alignment across multi-market teams.

Terence leads regional partnerships and strategic alliances, expanding Kowri's footprint across new markets. With a background in business analysis and digital transformation, he drives collaboration with financial institutions, corporates, and ecosystem partners.

Nana Kwame oversees Kowri's sales strategy and market growth initiatives. He brings strong experience in business development and client relationship management, leading efforts to expand merchant networks and revenue channels across regions.

Adwoa is a people and culture professional with expertise in HR management, compliance, and organisational development. She is passionate about fostering collaboration, engagement, and a positive workplace culture that empowers teams to thrive and perform at their best.

Albert holds a key finance leadership role, overseeing financial planning, reporting, and control functions. He leads our finance team with a focus on accuracy, efficiency, and supporting business growth across the group.

Samuel manages the financial operations, reconciliations and settlements across our regional operations, ensuring that transactions are processed smoothly and accurately.

Catherine oversees infrastructure, integrations, and platform monitoring for all regions, ensuring that our technology stack is reliable and scalable.