How Can We Help You?

Find answers to common questions about Kowri or reach out to our support team

Customer Support

📱 For Individuals

Questions about using Kowri for personal finance

🏢 For Business

Information for merchants and businesses

🔒 Security & Safety

How we protect your money and data

💳 Payments & Transfers

Questions about sending and receiving money

Frequently Asked Questions

For Individuals

Is Kowri a bank?

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No, Kowri is a licensed financial services platform that partners with banks and other financial institutions to bring you services. We are regulated and operate under strict guidelines.

How do I download the Kowri app?

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You can download Kowri from the Google Play Store (Android) or Apple App Store (iOS). Visit our Personal page for direct download links.

What are the fees for sending money?

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Kowri charges transparent, low fees for money transfers. Rates vary by destination and payment method. All fees are clearly displayed before you confirm a transaction.

How do I cash out my money?

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You can transfer money from your Kowri account to any linked bank account, mobile money wallet, or withdraw at ATMs with your Kowri card (if applicable).

Can I use Kowri without internet?

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Yes! Kowri supports USSD payments that work on any phone, even without internet or a smartphone. Simply dial the USSD code to access our services.

How do voice commands work?

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You can perform transactions by speaking to the app in English or local African languages. Simply select the voice option and follow the prompts. This makes Kowri accessible to everyone.

For Business

How do I sign up for Kowri Business?

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Visit our Business page and complete the registration form. Our team will review your application and contact you within 1 business day to set up your account.

What documents do I need to register?

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You'll need your business registration certificate, tax identification number, and a valid ID for the business owner/authorized signatory.

How much does Kowri Business cost?

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Kowri charges competitive transaction fees based on payment method. There's no monthly subscription fee - you only pay when customers pay you. Contact us for detailed pricing.

How fast do settlements occur?

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Funds are typically settled to your linked account within 24-48 hours. You can track all settlements in your merchant dashboard.

What is Kowri Protect?

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Kowri Protect is free insurance coverage for merchants using Kowri. It protects your business assets against fire, floods, theft, and burglary at no additional cost.

Do my customers need the Kowri app?

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No! Your customers can pay using any payment method they have - mobile money, bank card, or bank transfer. The payment link works with all payment methods.

Security & Safety

Is my money safe with Kowri?

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Yes! Kowri uses bank-level security, encryption, and fraud protection. We are licensed and regulated, and your funds are held separately in secure accounts.

What if I notice unauthorized transactions?

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Contact us immediately through the app, email, or phone. We have 24/7 fraud monitoring and will investigate any suspicious activity right away.

How can I secure my account?

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Enable biometric login (fingerprint or face recognition), use a strong PIN, and never share your login credentials with anyone.

Payments & Transfers

How long do transfers take?

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Transfers to other Kowri users are instant. Bank transfers typically take 1-24 hours depending on the bank. Mobile money transfers are usually instant.

Is there a limit on how much I can transfer?

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Limits vary based on account verification level. You can increase your limits by completing additional verification in the app.

Can I pay bills automatically?

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Yes! Set up recurring bill payments in the app and Kowri will automatically pay your bills on schedule. You can pause or modify these anytime.

Still Need Help?

📧 Email Support

Get help via email

[email protected]

💬 Live Chat

Chat with our support team

Start Chat

📞 Phone Support

Call us directly

+233 XX XXX XXXX